Fiona Donnelly is vice-captain of the Bohemians, who play in the Irish League Women’s Premier Division. Donnelly is currently in his fourth season with the Dublin club.
Are you a saver or a spender?
I consider myself a saver, but I’m not afraid to treat myself when I see something I like or something that catches my eye. I think it’s important to have a balance. Make sure to get something done every month. You work hard for your money, so give yourself a reward.
What was your first paid job? And how much was paid?
Work at your local Centra – 50-100 euros for a few hours of work. I learned a lot about showing up to work on time, being responsible, and working with different people, which really shaped my work ethic today.
Shopping for more value?
I usually shop around, especially if it’s a big purchase. Compare prices, read reviews, and consider durability before making your decision.
What is your most luxurious purchase? And how much did it cost?
I recently purchased my first home. In today’s world, homes aren’t cheap. My boyfriend and I have been saving up for it for the past 6 years, so I’m very proud to be able to do it.
What do you think is the best value for money purchase you’ve ever made?
You must bring your cell phone. This may seem like an obvious choice, but like everyone else, I use it almost every day. I use it for absolutely everything. Without it, it’s like it’s gone.
[ ‘My handbag collection is my daughter’s inheritance’Opens in new window ]
Do you ever regret spending money?
No big deal. I’ve had a few small impulse purchases that I didn’t really need, but it taught me to slow down and think about the value before making a purchase.
Do you negotiate the price?
I don’t mind discussing pricing if it’s appropriate. I focus on understanding value and making sure terms are fair, rather than haggling for value.
Do you want to invest in stocks or cryptocurrencies?
No, I think there are too many things to think about when it comes to investing. I’d rather know exactly what I have.
Do you have any retirement benefits or pension plans?
I have been institutionalizing pensions since I started working in the banking industry. I also pay extra every month. I think this is very important. That’s because after you retire, it’s basically your own money. The more effort you put into it, the more you’ll have for when the time comes.
what was the last thing you bought Was it worth the money?
My last purchase was an expensive add-on order from Kinetica. These supplements can be used throughout the season, so I think they are good value for money.
Have you ever successfully saved up for a relatively large purchase?
As I mentioned earlier, I recently bought my first home and have been slowly saving money for the past six years. We finally arrived there. As we all know, house prices are at an all-time high, but when did they hit their all-time high? –It hasn’t been easy.
Have you ever lost money?
Not that I remember. Like many others, I may have spent a few bob at a Spin cash machine and never received a call back.
Are you a gambler? If so, have you ever won big?
No, I don’t gamble. To be honest, I don’t even know how to bet, but I’m going to keep going.
What’s your best money habit? And what’s your worst?
The best habit is to consistently save a certain amount each month and grow your savings. I think it’s always good to have some savings for unexpected needs. My worst habit is spending money on coffee every day. know!
how much money do you have now?
I have some copper coins and 5 banknotes. I basically pay all my payments using my mobile phone.
Conversation with Tony Clayton-Lee
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